Is the United States the greatest country with the best
medical care in the world? An affirmative answer to this question is
incongruent with allowing a large population of US citizens to subsist on
little to no health care. Albeit a
clumsy effort, the Affordable Care Act attempts to address this incongruence. Either
we act like the greatest country in the world, or continue on a hypocritical
path.
A primary argument of detractors to the Affordable Care
Act focuses on the increased costs and expense borne by taxpayers. Based on
this reasoning, the Act has foisted billions onto the national debt that will
subsequently be saved with its repeal. This is a fallacy in that these costs
already existed, paid by consumers, state and federal governments. Prior
to passage of the Affordable Care Act, a similar amount of costs were passed
onto consumers as a hidden tax through: laws preventing hospitals from turning
away people in distress; 4000% variances for the same joint replacement
surgery; excessive and sometimes unnecessary prescription costs covered by the
faceless healthcare insurer, unseen or unconcerned by the consumer; and lack of
preventative care leading to increased Medicaid, Medicare and Social Security
Disability claims. Unable to avoid or unwilling to limit these costs, hospitals
and insurers pass these costs onto those that do have the ability to pay.
No doubt, the final form of the Affordable Care Act and
its implementation have serious faults.
The Federal Government provides affordable healthcare to hundreds of
thousands of individuals which looks nothing like the Affordable Care Act.
Historically, government engineered markets have not proven successful. With
that, while the Affordable Care Act recognizes the variance of markets between
regions and states, providing States funding if only they follow rigid rules
(and some yet completed rules) fails the test of ask me to do it or do it
yourself, but don’t ask me to do it and then tell me how. Finally, the bungling
attempt to solve the problem of ensuring everyone truly participates and has
sufficient healthcare coverage, resulting in a Supreme Court ruling. All of
these are serious faults with the Affordable Care Act in its current form.
Even so, attempting to defund the Affordable Care Act in
order to starve it is near sighted and misguided. The Affordable Care Act is a law. Laws can be changed. Opponents to the Affordable Care Act have
been unwilling or unable to come up with reasonable changes or a reasonable
replacement. The current leadership in the White House and Senate will not
allow repeal, but may agree to changes. Instead, opponents threaten to shut
down the entire Government like a petulant child threatening to take their ball
and go home. Ignoring the fact Congress has not passed a budget in 4 years, one
of its main purposes, the current Continuing Resolution is not directly related
to the Affordable Care Act. Further,
neither is the upcoming battle over the debt ceiling. Though not as easily measured as within
appropriations in the federal budget, complete repeal of the Affordable Care
Act would return society to imbalance and insidious hidden taxes tantamount to
the cost of the Act itself.
*Matthew R. Jewell - Currently
a Contracts Manager for a large organization; former financial planner and holder of Series 6
& 63 Securities, Life and Health Insurance Licenses; Bachelor's
Degrees in Mathematics and Economics from the University of Detroit
Mercy and Master's of Business Administration from Wayne State
University
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